Let's Save Your Home! (loading...)
(423) 432-3030

Did you know?

You Have Rights!

You have Rights and better options than foreclosure, but only if you act immediately.

Do Not Forfeit!

If you leave your home without settling with your lender, you forfeit your rights to settle.

Keep Your Home!

95% of homeowners that have worked with us have received a considerable reduction in their monthly mortgage payments, allowing them to stay in their home and start over. Results vary but actual real world statistics include payments being cut in half, with some reduced as low as a 2% interest rate.

Potential for Cash Settlement!

The other 5% of homeowners chose to sell their home and move on, even if they were behind on payments and owed more than the house was worth. (We negotiated for them to receive a cash settlement, usually $3,000, but 3 of our recent clients have received $10,000 along with the signed settlement from their lender).

Serving Chattanooga, Tennessee & NW Georgia

We are proud to serve Chattanooga, Knoxville, and Nashville homeowners, along with Ringgold, Dalton, and all other north Georgia homeowners. And we’re excited to now offer services to Florida homeowners.

Here’s how we’ll help…

1) Determine Your Goals

You will speak with one of our Workout advisors to assess your goals and determine a strategic plan of action.

2) Determine Eligibility

While speaking with your advisor, you will be asked to answer some questions in order to determine eligibility and the best options for your Workout.

3) Prepare Documentation

We assist you in gathering all the necessary loan docs, among other documents and information critical in preparing your Workout plan. We assist you in preparing a complete Loss Mitigation package.

4) Submit the Workout Request

We submit the Loss Mitigation package to the lender.

5) Patience

Once the Loss Mitigation package is submitted, we follow up continuously with the lender.

6) Workout Review

The lender may request additional information as we go thru the process, like updated bank statements and pay check stubs.

7) Negotiation

Our processors and attorney work diligently in negotiating with your Lender to workout whats best for you and your family.

Here’s what our customers say about Save America Homes

I want to thank Save America Homes for helping me through such tough times. I had my 3rd stroke and couldn’t work and was about to be foreclosed on. They worked with the bank to agree to short sale my house even though it was worth a lot less than I owed. The huge blessing was they got the bank to give me $10,000 to move and they wouldn’t come after me for the amount I still owed. Thanks!

Heath D., Chattanooga, Tn

Where do I start? My husband left me with 2 young boys and a house that was in terrible condition. I couldn’t make the full payments or fix the problems, so I got a letter from Save America Homes about saving the home. They worked on a short sale for a LONG time and finally got it approved and my sons and I were able to move with the relocation assistance they got the bank to pay us. So Thankful for their hard work!

Teresa M., Hixson, Tn

This story starts with a house I was renting from a very sweet elderly couple. They got in trouble with making their payments to their bank. Jay told me to rest assure that if I would follow their credit building program I could possibly purchase this house in the future. Well, 18 months later I’m buying the house all rehabbed just like they said. I am so happy, and best thing is, I have a house that’s worth a lot more than I’m paying for it. Thank you guys!!!

Quintina A., Chattanooga, Tn

Going thru a divorce is tough enough, but fighting over a house that’s not worth what’s owed is worse. Save America Homes was referred by the wife’s attorney to try and help. I had no faith in the beginning, but 7 months later I’m SHOCKED to have closed on a short sale and a written agreement from the bank that I don’t owe the remaining $80k they forgave. Thank you for all your help!

Jeffrey D, Harrison, Tn

Let me tell you about some fighters. I’m 78 years old and was about to be evicted. Save America Homes fought Bank of America for the longest time to save my home. They ended up buying the house and fixing it up for me so I could do a reverse mortgage. Now I have no payments except taxes and insurance. I thank you with all my heart, God Bless!

Joyce A., Lafayette, Ga

We are good friends with Jay and know he helps people save their homes, but being too embarrassed, we waited until 3 weeks to the house was to be sold on the courthouse steps. He hugged me and said he would work it out. Within 3 weeks Save America Homes had the bank approval to sell the house and give us $3,000 to move. Thanks so much for their hard work!

Kim W., Chattanooga, Tn

Life Changer! Save America Homes and their attorney’s office got our bank to lower our payment so we could keep our home, but the best thing is, they got the bank to do a principal reduction, so it lowered our loan balance to todays value ($200k less). Thank you to your whole staff!

Calvin C. Soddy Daisy, Tn